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How I Failed A Family As A Financial Advisor
I once was casual friends through our kid’s school with an executive of a large manufacturing company who had been so busy climbing the...


How to Crush Financial Procrastination
“Never do today what you can put off till tomorrow” – The procrastinators unintended mantra Every year millions of Americans face the end...


Open Letter to All Graduates
Dear Graduates: You have worked hard for your degree; now the fun really begins. Your degree is important because without one you will...


How Much Portfolio Risk Is Right For Me?
Have you ever really tried to determine what your real risk tolerance is when it comes to investing? Most people by nature will tell you...


Smart Financial Moves After a Divorce
Divorce is one of those life events that may be one of the most difficult transitions any person has to make. Some of the divorces end up...


Why We Don't Double Down On Dividend Stocks
Ever wonder about dividend stocks and what place they should have in your portfolio? The institutional engineered model portfolios...


It Wasn’t Raining When Noah Built The Ark
The stock market has dished out lavish returns for investors since the decade old stock market meltdown of 2008. The Dow Jones Industrial...


Why Women Are Better Investors than Men
Make no mistake about it. Numerous studies by banks, investment and financial institutions have concluded that over time women are better...


Inheriting Wealth The Right Way
During the next 20 years, trillions of dollars of wealth in the United States will transfer from parents reaching life expectancy to...


Die Without A Will...Really?
Right now over 70 percent of Americans do not have a will. That’s about 200 million people. Why? “Too busy”, “Gonna get around to it”,...


WHY YOU MIGHT NEED A "HYBRID" BANK
Chase, Wells Fargo, CitiBank, Bank of America, and around here, Woodforest Bank; what do we know about these “bricks and sticks” banks...


I JUST PAID $1000.00 FOR A GLASS OF ICED TEA
As I write this I am in Beaumont Texas sitting in a small booth at one of my favorite restaurants of all time, Pappadeaux’s. I had...


DECADE LONG EXXON/MOBIL STOCK DEBACLE 2007-2017
Imagine you are on the inside at Exxon. You see the mega billion-dollar deals, you see the cash on the balance sheet, and you see how...


SHOULD I BACK THE TRUCK UP FOR BITCOIN?
Confused by Bitcoin? Join the masses. Should you buy some now? Not so fast…..We here at Provident believe you should not invest your hard...
This material is for general information and education purposes only. Information is based on data gathered from what we believe are reliable sources. It is not guaranteed as to accuracy, does not purport to be complete and is not intended to be used as a primary basis for investment decisions. It should also not be construed as advice meeting the particular investment needs of nay investor.
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